{"id":2743,"date":"2017-09-26T10:20:45","date_gmt":"2017-09-26T08:20:45","guid":{"rendered":"https:\/\/it-landgraf.de\/?p=2743\/"},"modified":"2017-10-02T17:04:12","modified_gmt":"2017-10-02T15:04:12","slug":"risk-of-double-claims-when-issuing-a-hard-external-letter-of-comfort","status":"publish","type":"post","link":"https:\/\/it-landgraf.de\/en\/risk-of-double-claims-when-issuing-a-hard-external-letter-of-comfort\/","title":{"rendered":"RISK OF DOUBLE CLAIMS WHEN ISSUING A HARD (EXTERNAL) LETTER OF COMFORT"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_section-01751847528dfc99e88c09c880d3cb67\">\n.avia-section.av-av_section-01751847528dfc99e88c09c880d3cb67{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/it-landgraf.de\/wp-content\/uploads\/3629.jpg);\nbackground-position:0% 0%;\nbackground-attachment:scroll;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-av_section-01751847528dfc99e88c09c880d3cb67 main_color avia-section-default avia-no-shadow  avia-builder-el-0  el_before_av_section  avia-builder-el-first  avia-full-stretch avia-bg-style-scroll av-minimum-height av-minimum-height-40 av-height-40  container_wrap sidebar_right'  data-section-bg-repeat='stretch' data-av_minimum_height_pc='40' data-av_min_height_opt='40'><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-2743'><div class='entry-content-wrapper clearfix'>\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='av_section_2'  class='avia-section av-av_section-d18d8c2c81d10022ebd21ffa95322c35 main_color avia-section-default avia-no-shadow  avia-builder-el-1  el_after_av_section  avia-builder-el-last  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-2743'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_two_third-9497bbf8bff73ea4c6992cc17fa9ec36\">\n.flex_column.av-av_two_third-9497bbf8bff73ea4c6992cc17fa9ec36{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_two_third-9497bbf8bff73ea4c6992cc17fa9ec36 av_two_third  avia-builder-el-2  el_before_av_two_third  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-5394a8a60350f052ff186a73d8da0843\">\n#top .av-special-heading.av-av_heading-5394a8a60350f052ff186a73d8da0843{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-av_heading-5394a8a60350f052ff186a73d8da0843 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-av_heading-5394a8a60350f052ff186a73d8da0843 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-5394a8a60350f052ff186a73d8da0843 av-special-heading-h1 blockquote modern-quote  avia-builder-el-3  avia-builder-el-no-sibling '><div class='av-subheading av-subheading_above'>26. September 2017\n<\/div><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >RISK OF DOUBLE CLAIMS WHEN ISSUING A HARD (EXTERNAL) LETTER OF COMFORT<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_two_third-9497bbf8bff73ea4c6992cc17fa9ec36\">\n.flex_column.av-av_two_third-9497bbf8bff73ea4c6992cc17fa9ec36{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_two_third-9497bbf8bff73ea4c6992cc17fa9ec36 av_two_third  avia-builder-el-4  el_after_av_two_third  el_before_av_two_third  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-av_textblock-35972167d9f102c5ddaec0c531c98b9e '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><strong>Letters of comfort are widely used to secure receivables. From the protection provider\u2019s perspective the particular advantage over other means of securing \u2013 such as sureties or guarantee bonds \u2013 is the flexibility that allows free decisions about the form of fulfillment of the liability duty accepted. In order to avoid that this advantage becomes an unexpected liability trap, particular care is required for drawing up the letter of comfort and its use in daily practice. Otherwise, as shown by a case recently decided by the Bundesgerichtshof (Federal Supreme Court), there is a risk of a double payment as a result.<\/strong><!--more--><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_two_third-9497bbf8bff73ea4c6992cc17fa9ec36\">\n.flex_column.av-av_two_third-9497bbf8bff73ea4c6992cc17fa9ec36{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_two_third-9497bbf8bff73ea4c6992cc17fa9ec36 av_two_third  avia-builder-el-6  el_after_av_two_third  el_before_av_one_third  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-av_textblock-35972167d9f102c5ddaec0c531c98b9e '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>I. Liability after issuing a hard external letter of comfort<\/h2>\n<p>Letters of comfort have been popular means of securing for a long time, especially in the context of group financing. Depending on whether a legally enforceable liability of the patron for the liabilities of the beneficiary company should be established or not, a distinction is made between hard and soft letters of comfort.<br \/>\nThe hard letter of comfort establishes a contractual commitment of the patron towards the addressee of the letter. By the letter the patron assumes, either in the internal relationship with the beneficiary company (so-called internal letter of comfort) or in the external relationship with the company\u2019s creditors (so-called external letter of comfort), the obligation to provide the beneficiary company \u2013 which is usually an affiliate of the patron \u2013 with sufficient means to always fulfill its financial obligations.<br \/>\nThe hard external letter of comfort is a means of security comparable to sureties or guarantee bonds. The advantage of this letter over the sureties or guarantee bonds is the fact that outside insolvency the patron may freely decide in which way it will fulfill its obligation. In the case of insolvency the patron\u2019s obligation for providing financial means to the beneficiary company becomes an obligation to direct payment to the addressee of the letter of comfort. The legal basis for this direct claim is a claim for damages of the beneficiary creditor against the patron, which is based on the patron not having fulfilled its obligation to provide financial means for the affiliate accepted under the letter of comfort (as otherwise the affiliate would not have become insolvent).<\/p>\n<h2>II. Risk of double claims; decision by the BGH as of 12 January 2017<\/h2>\n<p>In the case of a hard letter of comfort the patron bears the risk that funds provided by it to the affiliate are for whatever reason not used by the affiliate to settle the beneficiary creditor\u2019s claims. If the affiliate does not use the provided funds to meet the beneficiary creditor\u2019s claims or if other creditors seize the provided means, the beneficiary creditor may continue to raise claims against the patron.<br \/>\nThe same holds \u2013 as recently decided by the BGH (decision as of 12 January 2017 &#8211; XI ZR 95\/16, ZIP 2017, 337 seq.) \u2013 if the affiliate uses the provided funds as intended to meet the beneficiary creditor\u2019s claims, but the affiliate becomes insolvent at a later stage and the creditor has to pay back the payments received by the affiliate into the insolvency assets after a successful challenge by the insolvency administrator.<br \/>\nIn the case decided by the BGH the creditor of one of the defendant\u2019s affiliates, a gas supplier, demanded the fulfillment of the affiliate\u2019s payment duties by the parent company. The parent company had declared to the gas supplier on 12 June 2007 that it obliged itself to provide its affiliate \u201c<em>with the financial means required to fulfill the affiliate\u2019s contractual obligations according to the agreed payment plan<\/em>\u201d. As agreed, the obligation period was limited until 15 August 2007. The parent company duly fulfilled its commitment under the letter of comfort within the agreed term. As the affiliate only partially fulfilled its payment duties towards the gas supplier in the time following, the supplier stopped its deliveries to the affiliate on 18 September 2009 and, finally, the affiliate became insolvent. Some of the payments made by the affiliate to the gas supplier were successfully challenged by the insolvency administrator so that the gas supplier had to pay back these payments into the insolvency assets.<br \/>\nThe gas supplier filed a suit in which it demanded the payments from the parent company based on the letter of comfort and was successful. The BGH interpreted the declaration of the parent company as a hard letter of comfort. The gas supplier was therefore entitled to demand direct payment from the parent company after the affiliate had become insolvent. The fact that the parent company had duly fulfilled its duties within the term of the letter of comfort did not work in favor of the parent company from the BGH\u2019s perspective. According to the BGH, the patron\u2019s obligation to provide its affiliate with the financial means required to fulfill its contractual obligations cannot be deemed complied with if the payments made by the affiliate using the funds provided by the patron are successfully challenged by the insolvency administrator. The parent company would then be liable for damages as the gas supplier\u2019s receivables had become uncollectable within the scope of the successful challenge. The BGH also dismissed the defendant parent company\u2019s point that it could no longer be charged at the time of the suit on the basis of the letter of comfort due to its limitation: the limitation agreed upon could not be interpreted in that manner that the patron would only have to fulfill its obligation during the period of the letter of comfort. Instead, the patron would also after the expiry of the agreed term have to be fully liable for the liabilities established in the period covered by the letter of comfort.<br \/>\nAs a result the parent made the payment twice: once for its affiliate via means of internal provision and once to the gas supplier in order to fulfill its liability for damages.<\/p>\n<h2>III. Conclusions for the application in practice<\/h2>\n<p>This result, which obviously turned out unfortunately for the parent company, could have been avoided if the parent company had been properly advised on issuing the letter of comfort and on fulfilling its obligations arising from that letter. It is possible to issue a letter of comfort that rules out any liabilities of the patron after the termination of the limited period \u2013 even for liabilities established during the period covered by the letter of comfort. Of course, in most cases creditors will not agree to these limitations. In such a case it should then at least be secured that the patron makes the required payments directly to the creditor instead of providing the required funds to the affiliate. Direct payments by the patron may be made even without an according provision in the letter of comfort, even though it is advised that an according provision is included as a precaution. In order to reduce any risks which may cause a challenge (and any insolvency application arising from that) it is advised that as a precaution the patron waives the right of recourse against the beneficiary affiliate which results from the direct payment.<\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_third-73aaecfb4fe7e39558cc207c955e4161\">\n.flex_column.av-av_one_third-73aaecfb4fe7e39558cc207c955e4161{\nborder-radius:0px 0px 0px 0px;\npadding:7px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_third-73aaecfb4fe7e39558cc207c955e4161 av_one_third  avia-builder-el-8  el_after_av_two_third  avia-builder-el-last  sy-only-desktop flex_column_div  column-top-margin'     ><p><div  class='avia-builder-widget-area clearfix  avia-builder-el-9  el_before_av_textblock  avia-builder-el-first '><section id=\"categories-3\" class=\"widget clearfix widget_categories\"><h3 class=\"widgettitle\">Newsletter issues<\/h3>\n\t\t\t<ul>\n\t\t\t\t\t<li class=\"cat-item cat-item-265\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2025-q3-en\/\">2025 Q3<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-267\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2025-q4-en\/\">2025 Q4<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-272\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2026-q1\/\">2026 Q1<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-263\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2025-q2-en\/\">2025 Q2<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-261\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2025-q1-en\/\">2025 Q1<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-254\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2024-q4-en\/\">2024 Q4<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-250\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2024-q3-en\/\">2024 Q3<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-242\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2024-q2-en\/\">2024 Q2<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-238\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2024-q1-en\/\">2024 Q1<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-227\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2023-q4-en\/\">2023 Q4<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-208\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2023-q2-en\/\">2023 Q2<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-206\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2023-q1-en\/\">2023 Q1<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-193\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2022-q4-en\/\">2022 Q4<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-184\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2022-q3-en\/\">2022 Q3<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-182\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2022-q2-en\/\">2022 Q2<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-177\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2022-q1-en\/\">2022 Q1<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-175\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2021-q4-en\/\">2021 Q4<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-173\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2021-q3-en\/\">2021 Q3<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-171\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2021-q2-en\/\">2021 Q2<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-169\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2021-q1-en\/\">2021 Q1<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-167\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2020-q4-en\/\">2020 Q4<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-162\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2020-q3-en\/\">2020 Q3<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-160\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2020-q2-en\/\">2020 Q2<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-158\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2020-q1-en\/\">2020 Q1<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-156\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2019-q4-en\/\">2019 Q4<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-150\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2019-q3-en\/\">2019 Q3<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-138\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2019-q2-en\/\">2019 Q2<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-140\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2019-q1-en\/\">2019 Q1<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-144\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2018-q4-en\/\">2018 Q4<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-146\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2018-q3-en\/\">2018 Q3<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-136\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2018-q2-en\/\">2018 Q2<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-128\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2018-q1-en\/\">2018 Q1<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-126\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2017-q4-en\/\">2017 Q4<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-116\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2017-q3-en\/\">2017 Q3<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-114\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/2017-q2-en\/\">2017 Q2<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-142\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/deals-en\/\">Deal Announcements<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-58\"><a href=\"https:\/\/it-landgraf.de\/en\/category\/uncategorized\/\">Uncategorized<\/a>\n<\/li>\n\t\t\t<\/ul>\n\n\t\t\t<span class=\"seperator extralight-border\"><\/span><\/section><\/div><br \/>\n<section  class='av_textblock_section av-av_textblock-35972167d9f102c5ddaec0c531c98b9e '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>More information on this topic<\/h2>\n<ul class=\"sy-list-margin\">\n<li><a href=\"\/?page_id=1768\">Financing<\/a><\/li>\n<li><a href=\"\/?page_id=35\">Corporate Law<\/a><\/li>\n<\/ul>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-fb479b19f087d3def54096c70f7e0968\">\n#top .hr.hr-invisible.av-av_hr-fb479b19f087d3def54096c70f7e0968{\nheight:8px;\n}\n<\/style>\n<div  class='hr av-av_hr-fb479b19f087d3def54096c70f7e0968 hr-invisible  avia-builder-el-11  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-av_textblock-35972167d9f102c5ddaec0c531c98b9e '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>Downloads<\/h2>\n<p><a href=\"#\" onclick=\"window.print();return false\">Print<\/a><br \/>\n\n\n\n\t<div class=\"dkpdf-button-container\" style=\" text-align:left \">\n\n\t\t<a class=\"dkpdf-button\" href=\"\/en\/wp-json\/wp\/v2\/posts\/2743?pdf=2743\" target=\"_blank\"><span class=\"dkpdf-button-icon\"><i class=\"fa fa-file-pdf-o\"><\/i><\/span> Download (PDF)<\/a>\n\n\t<\/div>\n\n\n\n\n\n<\/p>\n<\/div><\/section><\/p><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_2'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-2743'><div class='entry-content-wrapper clearfix'>\n","protected":false},"excerpt":{"rendered":"<p>Letters of comfort are widely used to secure receivables. From the protection provider\u2019s perspective the particular advantage over other means of securing \u2013 such as sureties or guarantee bonds \u2013 is the flexibility that allows free decisions about the form of fulfillment of the liability duty accepted. In order to avoid that this advantage becomes [&hellip;]<\/p>\n","protected":false},"author":26,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"mc4wp_mailchimp_campaign":[],"footnotes":""},"categories":[116],"tags":[],"class_list":["post-2743","post","type-post","status-publish","format-standard","hentry","category-2017-q3-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/it-landgraf.de\/en\/wp-json\/wp\/v2\/posts\/2743","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/it-landgraf.de\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/it-landgraf.de\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/it-landgraf.de\/en\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/it-landgraf.de\/en\/wp-json\/wp\/v2\/comments?post=2743"}],"version-history":[{"count":19,"href":"https:\/\/it-landgraf.de\/en\/wp-json\/wp\/v2\/posts\/2743\/revisions"}],"predecessor-version":[{"id":2906,"href":"https:\/\/it-landgraf.de\/en\/wp-json\/wp\/v2\/posts\/2743\/revisions\/2906"}],"wp:attachment":[{"href":"https:\/\/it-landgraf.de\/en\/wp-json\/wp\/v2\/media?parent=2743"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/it-landgraf.de\/en\/wp-json\/wp\/v2\/categories?post=2743"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/it-landgraf.de\/en\/wp-json\/wp\/v2\/tags?post=2743"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}